Terms of Service

Last updated: November 28, 2025

These Terms of Service (“Terms”) govern your access to and use of the website MoneyConvert.net (the “Site”), operated by MoneyConvert.net (“we”, “us”, “our”).

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you must not use the Site.

These Terms are intended to be read together with our Privacy Policy, Cookies and Similar Technologies Policy, and Disclaimer (together, the “Legal Documents”).

1. Our service

1.1. The Site provides general informational and reference content about currencies, including indicative foreign exchange (“FX”) rates, charts, analytics, and related educational material (the “Service”).

1.2. The Service is informational only. We do not:

  • execute currency exchange, money transfers, or payment transactions;

  • provide investment, trading, legal, tax, or other professional advice;

  • act as a bank, payment institution, investment firm, broker, or financial advisor under EU, U.S., Ukrainian, or other applicable law.

    1.3. Any use of Information from the Site for financial, commercial, or reporting purposes is at your own risk. You remain solely responsible for your decisions and should obtain independent professional advice where appropriate.

2. Eligibility and local compliance

2.1. You may use the Site only if you:

  • are at least the minimum age required to form a binding contract in your jurisdiction; and

  • are legally permitted to use the Site under the laws of your country of residence.

    2.2. You are responsible for ensuring that your use of the Site complies with all laws, regulations, and rules that apply to you, including consumer-protection, financial, sanctions, and data-protection laws in Ukraine, the European Union, the United States, and any other relevant jurisdiction.

3. Accounts (if any)

3.1. The Site may be available without registration. If we later offer user accounts, separate terms may apply.

3.2. If you create an account, you must:

  • provide accurate and complete information;
  • keep your login details confidential;
  • be responsible for all activity under your account.

We may suspend or close your account if we reasonably believe that you have breached these Terms, applicable law, or our acceptable use rules.

4. Acceptable use

You agree that you will not:

4.1. Use the Site in any way that is unlawful, fraudulent, misleading, or harmful, or that violates sanctions, anti-money laundering, or counter-terrorist-financing rules.

4.2. Attempt to interfere with or compromise the security, integrity, or availability of the Site or its infrastructure (including Cloudflare or other providers), for example by:

  • probing, scanning, or testing for vulnerabilities;

  • attempting to bypass security or access controls;

  • launching or aiding any attack (including DDoS) or automated abuse.

    4.3. Use automated tools (such as bots, scrapers, or crawlers) to access, collect, or copy content from the Site at a scale or frequency that could harm performance, overload systems, or violate our robots.txt or technical restrictions.

    4.4. Reverse engineer, decompile, or attempt to extract source code from any part of the Site except where this is expressly permitted by law and only to the extent that such permission cannot be contractually limited.

    4.5. Use the Site or any Information to build or improve a competing service that systematically reproduces substantial parts of our content or layout.

We may take reasonable steps (technical and legal) to enforce this section.

5. Intellectual property

5.1. The Site and its content — including text, design, layout, graphics, logos, icons, and compilations of data (for example, organized FX rates and analytics) — are protected by copyright, database rights, and other intellectual property laws.

5.2. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

  • access and use the Site for your personal or internal business use;

  • view, download, and print small portions of content for non-commercial reference, educational, or documentary purposes.

    5.3. You must not, without our prior written consent:

  • reproduce, redistribute, or make systematic or substantial extracts of our data;

  • sell, license, or commercially exploit the Site or its content;

  • remove or alter any copyright, trademark, or other proprietary notices.

    5.4. Third-party trade names, logos, and content (for example, names of data providers, Google, Cloudflare) remain the property of their respective owners.

6.1. We use third-party services such as:

  • Google Analytics to understand how the Site is used;

  • Google AdSense / Google Ads to display and measure advertising;

  • Cloudflare to provide hosting, security, and performance optimization.

    6.2. These services may collect information about your use of the Site in line with their own terms and privacy policies. Our Cookies and Similar Technologies Policy describes the use of cookies and similar technologies in more detail.

    6.3. The Site may contain links to third-party websites or content. We do not control, endorse, or assume responsibility for any third-party sites, services, or content. Your use of third-party services is at your own risk and subject to their terms.

7. No warranties

7.1. The Site and all Information are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we make no warranties or representations (express, implied, statutory, or otherwise) regarding:

  • accuracy, completeness, or timeliness of FX rates or other data;

  • availability, security, or error-free operation of the Site;

  • suitability of the Information for your particular purposes.

    7.2. We do not guarantee that the rates displayed on the Site are the same as any rate you may obtain from a bank, payment provider, card network, broker, or other institution.

    7.3. To the extent that the law in your jurisdiction does not allow the exclusion of certain warranties, this section applies only up to the maximum permitted extent.

8. Limitation of liability

8.1. To the maximum extent permitted by applicable law, we and our affiliates, directors, officers, employees, contractors, and data providers shall not be liable for any:

  • loss of profits, revenue, business, goodwill, or data;

  • indirect, incidental, consequential, special, exemplary, or punitive damages;

  • losses resulting from your use of, or inability to use, the Site or the Information;

  • reliance on any FX rate, calculation, or analytical output from the Site.

    8.2. Where we are liable and such limitation is permitted, our total aggregate liability to you for all claims arising out of or relating to the Site or these Terms shall not exceed the greater of:

  • (a) the amount (if any) you have paid us for use of the Site in the twelve (12) months preceding the event giving rise to the claim; and

  • (b) 100 EUR (or equivalent in your local currency).

    8.3. Nothing in these Terms is intended to exclude or limit any liability that cannot be excluded or limited under mandatory law, including consumer-protection law in Ukraine, the European Union, or your country of residence.

9. Consumer rights and mandatory law

9.1. If you qualify as a consumer under the laws of Ukraine, an EU Member State, the UK, or another jurisdiction, you may have certain statutory rights that cannot be excluded or limited by contract (for example, rights related to unfair commercial practices, digital services, or defective content).

9.2. These Terms are not intended to restrict or prejudice such rights. Where there is a conflict between these Terms and mandatory provisions of applicable law, the latter shall prevail.

10. Suspension and termination

10.1. We may suspend or restrict your access to the Site (in whole or in part) if:

  • we reasonably believe you have breached these Terms or applicable law;

  • we need to protect the security, integrity, or operation of the Site;

  • we are required to do so by law, regulation, or competent authority.

    10.2. You may stop using the Site at any time. If we offer user accounts, you may request closure of your account in accordance with any specific account terms.

    10.3. Sections that by their nature should survive termination (including, without limitation, intellectual property, disclaimers, limitation of liability, and governing law) shall continue to apply after your use of the Site ends.

11. Changes to the Site and these Terms

11.1. We may modify, update, or discontinue any part of the Site at any time, for example to improve performance, reflect changes in law, or add/remove features.

11.2. We may update these Terms from time to time. The “Last updated” date at the top shows the current version.

11.3. When changes are material, we will take appropriate steps to notify you (for example, by displaying a notice on the Site). By continuing to use the Site after the updated Terms take effect, you accept the changes.

12. Governing law and dispute resolution

12.1. These Terms and any dispute or claim arising out of or in connection with them or the Site shall be governed by and construed in accordance with the laws of Ukraine, without prejudice to mandatory consumer-protection law of your country of residence.

12.2. The courts of Odesa, Ukraine shall have non-exclusive jurisdiction. If you are a consumer and applicable law grants you the right to bring claims before the courts of your place of residence, that right remains unaffected.

13. Language versions

13.1. These Terms may be made available in multiple languages. In case of any inconsistency, the English version shall prevail, except where prohibited by mandatory law.

14. Contact

If you have any questions about these Terms, you can contact us at:

MoneyConvert.net Email: info@moneyconvert.net Postal address: Odesa, 65029, Ukraine